What Should I Shred?

container-300lbsIdentity theft of both individuals and businesses has been all over the news for a long time. The sheer audacity of identity thieves leaves most folks wondering if anything is safe anymore. To be fair, people are aware of the problem to the point that identity thieves really have to work to get your personal information. There are still items they can use that seem perfectly innocent to you, but keep in mind that it only takes a name and address for an identity thief to steal your life.

What You Should Shred
It is common knowledge that anything containing a name, address, social security number, birthdate or account number should be shredded. Everyone knows by now that paystubs, bank statements, medical information and bills should be shredded. Items you should shred:

•    Seemingly junk mail offering financial products like insurance or investments
•    Advertising from banks or mailings including changes to their terms of use
•    Papers related to a home business or work at home opportunity
•    Papers related to your mortgage and insurance
•    Mailings advertising cars, houses, boats and RVs
•    Basically anything that isn’t addressed to Occupant

Why You Should Shred It
It is simply too easy for an identity thief to pick up the papers out of the recycle bin after you’ve gone to bed, says the New York Times’ Bucks Blog. From these, s/he can get a name and address with which to call these businesses, impersonate you and then cause all manner of financial trouble for you. As an example, you ordered a pizza and signed for it. The receipt information as well as the signature can give an identity thief information with which to steal your identity. Never toss anything with your signature on it.

Identity thieves are capable of taking paperwork pertaining to your home business that you tossed out as of no use. With this, they can then call the company, “change” your address and divert any payments into their own accounts. Not only that, but if you get mail regarding your business with your clients’ or downlines’ names, an identity thief could have a field day with that information. Protect your clients and/or downline, because you could be held responsible if identity theft happens.

How to Shred It
Now that you are aware of yet more ways identity thieves use to cause mayhem and chaos, you should also be aware that a solution is a click or a phone call away. If you can’t afford a personal shredder or don’t have time to do it yourself, SOS can do it for you. Shredding, recycling and green practices are our specialty. Contact us for more information.

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